Rhode Island Car Accident Attorney
22 Years of Experience Helping Victims Across Rhode Island
In an instant, an auto accident can turn your life upside down. When going through a personal injury matter, you may be seriously injured, left to deal with mounting medical bills, and lost earnings while you are unable to work. Add to this the stress of dealing with shady insurance adjusters and an at-fault party who will not admit responsibility, and you can easily feel overwhelmed.
A Rhode Island car accident attorney who has been practicing for 22 years, Richard Sands is prepared to put his extensive experience to work for you. At our firm, our goal is to treat our clients as we would want to be treated. Our clients receive the same time and attention that we ourselves would want to receive in the confusing and often traumatizing time after a car accident, truck accident, motorcycle accident, or other types of traffic collisions.
Who Is Liable After a Car Accident?
In accidents where only one driver is at fault, the at-fault driver’s insurance pays out any necessary damages. However, most accidents have more than one driver at fault in some way or another. In cases, Rhode Island follows a "pure comparative negligence" law. This law is found at Rhode Island General Laws section 9-20-4 and it states that when more than one person is at fault for an accident the court will determine both the amount of compensation to be awarded to the claimant and the percentage of fault all parties are responsible for.
In the end, the amount of fault the plaintiff is found to be responsible for will be reduced from their total compensation amount. For example, if an injury victim is found to be 20% at fault for the accident that led to their injuries their total compensation amount be reduced by 20%. In Rhode Island, an injury victim is eligible to pursue compensation no matter how at fault they for an accident.
Take this opportunity to find out how we can support you in this trying time. Contact us today at (401) 297-2816 today.
Why Hire a RI Car Accident Lawyer?
If you were hit by another vehicle during an accident that was caused by a negligent driver, you are likely owed compensation. Recovering the full amount of compensation you deserve can be difficult without a qualified Rhode Island car accident lawyer on your side. This is because insurance companies are mainly concerned with saving their company money not what you need in order to recover well from your injuries. Our firm is experienced in car accident law and knows the ins and outs of what to expect during the claims process. Call us today to learn more about how we can help you.
How Our Rhode Island Car Accident Lawyer Can Help
When we take on an auto accident claim, we handle every single aspect of the case. This means our client can focus on what really counts: healing physically and emotionally.
The following are just a few of the ways a Warwick car accident lawyer can help:
- Filing your insurance claim and handling all dealings with the insurance company.
- Handling any and all communication with the other party or parties involved in the accident itself, as well as their insurance provider or legal counsel.
- Gathering evidence to support your claim for medical expenses, vehicle damage, loss of earnings and emotional trauma.
- Determining and proving the true cause of the collision to limit or negate your liability.
- Pursuing a fair settlement through negotiations with the at-fault party.
- Taking your case to court, if needed, to seek an award of financial compensation.
Can I File A Car Accident Claim After Insurance Pays?
Since most insurance companies include in their settlements that they will not pay any further compensation, once you agree to a settlement amount it’s usually difficult to recover any further compensation. This is why it is so important to speak to an attorney about your case before signing anything. If you have agreed to a settlement, it’s possible you may still have options. Call our firm today to discuss your case.
How to Navigate a Car Accident Where The Other Driver Has No Insurance
What can you do if you were injured in an accident with a hit and run driver or someone who did not have auto insurance? Although insurance is required for all Rhode Island motorists, some simply choose to drive without insurance or may have unintentionally let their insurance policy expire. In either scenario, you may be left out in the cold when it comes to seeking financial compensation.
Your insurance policy may provide for the following types of additional coverage:
- Uninsured Motorist Coverage: This coverage is provided in the instance of an accident with a motorist who has no insurance.
- Underinsured Motorist Coverage: This coverage is provided in accidents where the at-fault party had insufficient coverage to pay for all of the other party’s losses.
When our Warwick auto accident attorney takes on an uninsured motorist claim, he will look at your insurance policy to determine whether you have uninsured or underinsured motorist coverage. Many policies offer coverage for uninsured motorists, but it is important to find the specific information on this part of the policy in filing your claim. This type of claim will not increase your insurance rates.
Ten Steps to Take After a Car Accident
The moments following a car accident are incredibly overwhelming but they’re also the most crucial. Regardless of how stressful the situation is, it’s imperative that you stay calm and focused.
- Step One: If the accident is minor and you feel safe to do so, you should try to move your vehicle out of traffic
- Step Two: Check for injuries and call and make sure an ambulance is called for anyone in need of medical assistance
- Step Three: Notify the police so a police report can be written up
- Step Four: Gather information from other drivers, including vehicle descriptions, license plate numbers, and the accident scene location. If a police report was filled, be sure to write down the officer’s name and badge number
- Step Five: Take photos of the scene and the vehicles involved to have an accurate record of the damage
- Step Six: In these moments, you want to say as little as possible. Apologizing or saying anything that might be perceived as an admission of guilt can be used against you
- Step Seven: Do not sign anything from insurers or accept any offers without consulting a RI car accident lawyers
- Step Eight: Seek medical treatment following any type of collision, if you think your injuries are minor
- Step Nine: File an insurance claim with your insurance company right away, and be sure not to admit any fault or apologize for damages
- Step Ten: Hire an attorney to make sure that you are being fairly compensated by insurers for your vehicle damages
Our RI car accident lawyers can help, you can spend your time with family as you focus on healing. Call (401) 297-2816 for a free, confidential consultation.